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Insurers-Your Recommendations (UK)

Posted: Sat May 21, 2022 7:11 am
by Fossilnot
Getting on for a year ago we purchased our Enyaq in haste on the basis a test drive. Insurance was arranged equally hastily. With the clarity of hindsight the premium was expensive and although we have the option to renew at the same premium I intend shopping for insurance more carefully this year. Seventies, retired, circa 10000 mpa, 80iV, broad brush recommendations? Appreciated.

Fossilnot

Re: Insurers-Your Recommendations (UK)

Posted: Sat May 21, 2022 7:51 am
by Helijock
I replaced a 5 year old Mazda CX5 AWD for a new Enyaq iV60 and my premium dropped. I was with LV.

Re: Insurers-Your Recommendations (UK)

Posted: Sat May 21, 2022 10:21 am
by Daffo1950
Try Privilege insurance ,we had a Skoda Kamiq before we got the Enyaq and our premium has only gone up £26 ,hope this helps

Re: Insurers-Your Recommendations (UK)

Posted: Sat May 21, 2022 12:59 pm
by anotherjohn
We've been happy with SAGA. When the drain blocked (due to tree roots squashing the 1950 ish fibre pipe) they quickly sent some round & when the "unblocking ball" got stuck quickly agreed with the contractor that they could relay a new drain (conventional brown plastic) away from the tree. With the Enyaq we expect an increase from the 15 year old 70ps Polo!

Re: Insurers-Your Recommendations (UK)

Posted: Sat May 21, 2022 1:08 pm
by NickyP
We're with admiral, just renewed for £275, no complaints.

Re: Insurers-Your Recommendations (UK)

Posted: Sun May 22, 2022 4:55 am
by Pict
I have been with Saga for about 3 years now. First with our Disco Sport and now the Enyaq. The premium went down when we changed cars.

Excellent customer service and best price.

Never been charged "admin fees" when making changes to the policy (reg number etc)

Re: Insurers-Your Recommendations (UK)

Posted: Sun May 22, 2022 7:03 am
by Fossilnot
Thanks for all replies. Our policy is currently with Saga but the premium is in the region of £400 which seems a tad excessive in view of maturity, clean licences, clear claims /incident record, and postcode. I’ll shop around.

Fossilnot

Re: Insurers-Your Recommendations (UK)

Posted: Thu Jun 09, 2022 8:43 am
by Fossilnot
We have changed to LV (Flow) instead of renewing the Saga policy. Our new premium is£279 and pence. Renewal with Saga would have been £411 and pence. So a saving of around £130.00 for comparable cover.

When exploring possibilities I spoke with several old school brokers (people) and more than once it was claimed that insurers are not liking EVs at present use to parts unavailability and repair difficulties.

Fossilnot

Re: Insurers-Your Recommendations (UK)

Posted: Thu Jun 09, 2022 10:11 am
by snalbansed
Is that their EV specific policy? In which case it isn't quite comparable, in that they have some extras like including sending someone to charge you up if you get stranded with a flat battery. I can't remember the other percs they mentioned while I was waiting to race my son on their Scalextric set at Fully Charged Live!

Re: Insurers-Your Recommendations (UK)

Posted: Thu Jun 09, 2022 1:36 pm
by IanEV
Interesting re: insurance companies not liking EVs. We were with RAC insurance with about 12 years NCD and they refused to cover the Enyaq. Ended up going to Admiral who covered it for about £300 and that was without moving the NCD over.